Affordable Housing  
     
 
AFFORDABLE HOUSING FOR CONSUMERS
What is Affordable Housing?


Today in our country there are individuals who never experience the benefits and joy of home ownership. Those realities are just as real here in Toledo, Ohio. These individuals are not just the indigent and working poor, but are the people who make up our community and affect our lives daily. Our public service employees, teachers and municipal workers are now among those with critical housing needs.

This is a growing epidemic and no one has caused it, but there are many who can help. REALTORS® face this problem every day when buyers come to them for help. The Toledo Board of REALTORS® along with other housing organizations has collaborated to create the TBR Cares Program to address Toledo's housing needs.

The Affordable Housing & Cultural Diversity Committee of the Toledo Board of REALTORS® has defined Affordable Housing as any single or 2 family owner occupied home under the price of $90,000. Also included is any single or 2 family owner occupied home over the price of $90,000 that has included special down payment assistance or financing program that brings the total sale price closer to that $90,000 goal.

 
TBR CARES REALTOR® Roster

For consumers who are interested in working with a CARES Certified REALTOR® you can download a current roster that will outline to you the REALTORS® or REALTOR® teams that currently hold a Certified Affordable Real Estate Specialist certification from the Toledo Board of REALTORS®

Download Roster
Important Consumer Affordable Housing Resources

Having the best resources at your fingertips is an important part of finding Affordable Housing and determining what your Affordable Housing needs are. The link below will outline just a few of the great resources that your TBR CARES agent will provide you with including diverse financing options for Affordable Housing customers, down payment assistance programs and community development organizations that will help you reach your goals of Affordable Housing.

Housing Counseling

AFFORDABLE HOUSING CERTIFICATION FOR REALTORS®
TBR CARES Application & Details

The application process is quite simple. After you have reviewed the criteria for the TBR CARES Certification and have determined that you would like to obtain a Certified Affordable Real Estate Specialist certification, download the application, and carefully complete the requested information and return it to the Affordable Housing and Cultural Diversity Committee for approval.

TBR CARES APPLICATION PAGE

TBR CARES Continuing Education

As stated in the TBR CARES application, a minimum of 10 hours of approved Real Estate education as it applies to affordable housing is required. The Affordable Housing and Cultural Diversity Committee has outlined courses that meet these requirements. Registration for these courses can be completed through the TBR Classes and Events registration page.

AFFORDABLE HOUSING CONTINUING EDUCATION
TBR CARES Service Opportunities

An entire section of the TBR CARES application is devoted to having you outline the service that you have provided to your community, or activities you have been involved in with your association. We have outlined a few of the upcoming opportunities that could be included on your certification application.

CARES SERVICE OPPORTUNITIES
TBR CARES Resources for REALTORS®

To ensure that CARES REALTORS® have the best resources available for their clients, the Affordable Housing and Cultural Diversity committee has provided a page that will help you market your TBR CARES certification and provide your clients with accurate and up to date information on home financing, special lending programs and organizations in the Lucas County area that assists home buyers in their quest for affordable housing.

This information is being updated.

Certification Marketing Tools

The Affordable Housing & Cultural Diversity Committee has compiled great resources available for use with your clents, and also to help you market your TBR CARES Certification.

CERTIFICATION MARKETING TOOLS

 

 

 

 

  
 

The information herein is furnished by the property owner in good faith but is subject to verification by the purchaser. Neither the MLS, the Broker, nor the Agent guarantee or warranty the correctness therein. All information is dated and is subject to change at any time.
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